Life and Disability Insurance

For over thirty years, the Firm has represented and counseled our clients on a wide range of Life, Health and Disability Matters. Regardless of the size or complexity of matter, we work closely with our clients to obtain a successful and cost-effective outcome. Below is a representative sample of the broad scope of the Firm’s services in this ever-evolving field:

• Residual and Total Disability Claims
• Accident versus Sickness Claims
• Legal Disability Issues
• Coverage Opinions and Policy Language Analysis
• Contestability Issues Rescission Claims
• Fraud and Material Misrepresentation Claims
• Agent/Broker Acts and Omissions Issues
• Interpleader and Beneficiary Disputes
• Policy Lapse Issues
• Insurance Bad Faith Claims
• Extra-Contractual and Punitive Damages Claims

Our skilled and experienced attorneys represent clients in all phases of the litigation process including pre-suit matters, discovery, trials, and appeals in both Federal and State Court. The Firm zealously defends all our clients and have secured favorable outcomes through dismissals, summary judgments, and verdicts. While Ogden Sullivan Stover & Saar, P.A. is a trial firm, we also understand that alternative dispute resolution may be our client’s preference or in our client’s best interest. Therefore, we also represent clients in mediations and arbitrations to achieve favorable resolutions. Our attorneys are long-tenured members of several Life, Health and Disability organizations that provide invaluable networking and interactions with members of the Life, Health and Disability industry throughout the United States.  Our attorneys are involved in writing for publications and conducting nationwide conference presentations on a broad range of relevant and emerging topics in the Life, Health and Disability Claims field.  Our goal is to provide the industry with our expertise and insight, and we pride ourselves in providing excellent service while creating lasting relationships with clients.